American Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

                    VA Logo                   

 

 

 


Standard Home Loans

The most common mortgage option is the standard home loan, which is a mortgage of $417,000 or less. Take advantage of the low- or no- down- payment options on 15- and 30-year fixed- rate or mortgages or adjustable-rate mortgages (ARMs). You also can also find other rates and terms suited to your needs.

 

Jumbo Home Loans

A jumbo mortgage is designed for homeowners who need to borrow between $417,000 and $729,750. American Mortgage offers a wide array of mortgage options for financing properties in high-cost markets. These markets are based on the high-cost area provisions of the American Recovery and Reinvestment Act of 2009 (ARRA).

 

Affordable Housing Loans

These mortgages are designed to help low- to moderate-income borrowers pursue the dream of homeownership. This mortgage option is great for first-time home buyers and those who live in rural areas too.

 

 

 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.